Health Insurance

Health Insurance Coverage Information

Are nutritionists and dietitians covered by OHIP, MSI, Medicare, AHCIP, Medical Care Plan, MSP, PEI Health, RAMQ, Saskatchewan Health or Manitoba Health?

We are a private practice nutritional counselling service by Registered Nutritionists and Registered Dietitians, and therefore, not covered by OHIP, MSI, Medicare, AHCIP, Medical Care Plan, MSP, MCP, PEI Health, RAMQ, Saskatchewan Health or Manitoba Health. That said, however, you may be eligible to file a tax claim for the services of a nutritionist or dietitian.

Do you offer direct billing?

No, at this time we do not offer direct billing.

That said, our fees are lower than those of many other services, allowing most of our clients to receive full reimbursement.

Please note: While some services do offer direct billing, the fees they charge for the initial session are typically higher, resulting in some out-of-pocket costs for the client.

Is a nutritionist covered by insurance? Is a dietitian covered by insurance?

A number of health insurance plans and extended healthcare benefits offer annual registered dietitian and/or registered nutritionist coverage.

Please check with your insurance provider to see if you have nutritionist or dietitian coverage as part of your benefits. Many of JM Nutrition clients have this coverage while others do not.

Tip: If you’re planning on checking yourself by going online to your health insurance company website, you will often find the coverage listed under paramedical services.

Does my insurance cover a nutritionist or dietitian?

Your insurance coverage for a nutritionist or dietitian depends on the type of plan you have with your employer. Frequently, employers provide such coverage, though not all.

Which insurance companies typically provide nutritionist and/or dietitian coverage?

  • BlueCross and/or BlueShield
  • Canada Life
  • Co-operators
  • Desjardins
  • Great-West
  • Green Shield Canada
  • Industrial Alliance
  • Manulife
  • OTIP
  • Sun Life
  • and more

Please note: Exclusions apply. As always, it is important to check with your insurance provider to see if you have coverage before scheduling a free consultation or booking an appointment. 

How does invoicing work when you purchase a package?

It’s quite simple. An invoice is provided upon the completion of each session and after payment has been made. It can then be submitted for reimbursement.

Questions To Ask Your Insurance Company 

We strongly encourage all clients to call their health insurance company or extended healthcare benefits provider and ask the following questions:

1. Do I have annual coverage for a Registered Nutritionist or Registered Dietitian?


2. What is my annual coverage (dollar amount)?


3. When does my plan reset or roll-over?

Tip: Most health insurance and extended healthcare benefits plans follow the calendar year schedule, meaning they begin on January 1st and end on December 31st, of the given year.

Being aware of this information allows you to get the most of out of your coverage, knowing when you need to use it by.


4. Do you cover 100% of my sessions with a nutritionist or dietitian?

Please note: Some health insurance plans may cover only a portion of the cost (e.g., 80%).


5. a) What is the coverage limit for the initial session?  b) What is the coverage limit for the follow-up sessions?

Please note: The coverage limit varies from one health insurance company to the next.

Health Spending Account

In addition to insurance coverage for paramedical services, a number of companies, organizations and institutions offer health spending accounts to their employees. Please check with your workplace to see if you have a health spending account.

Health spending accounts offer reimbursements for a variety of health-related expenses, including nutritionists and dietitians.

Contact us for a no-obligation phone consultation during which we can:

✓  outline how the process works

✓  discuss your goal(s)

✓  explain how billing and pricing work

✓  address concerns about insurance

✓  answer any other questions